Insurance & payment · Lynchburg, VA
No Dental Insurance
No dental insurance? You still have a simple, affordable option at Lynchburg Dentist: the Virginia Dental Club. For $279 a year it covers two cleanings, two exams, and routine X-rays, plus 20 percent off other treatment, with no deductibles, claim forms, or waiting periods.
Membership plan
No dental insurance? You still have a simple, affordable option at Lynchburg Dentist: the Virginia Dental Club. For $279 a year it covers two cleanings, two exams, and routine X-rays, plus 20 percent off other treatment, with no deductibles, claim forms, or waiting periods.
How the Virginia Dental Club works
It's a flat annual membership, not insurance, so there's no red tape. You pay one fee, your preventive visits are included, and you get 20 percent off anything else you need, from a filling to Invisalign. Two cleanings, two exams, and X-rays purchased separately usually cost more than $279 on their own, so for most patients the membership pays for itself before the discount even applies.
Financing for larger treatment
If you need bigger work, we offer 0 percent in-house payment plans and partner with Sunbit and CareCredit for longer-term financing, so cost never has to be the reason you put off care.
Honest pricing, always
We tell you the cost before we do anything, and we never pressure you into treatment you don't need. See our pricing pages for how our fees are structured.
See all your options
Browse every plan and payment option on our insurance and payment page, read our financial policy, or join the Virginia Dental Club if you don’t have coverage.
Reviewed by Dr. Jihoon Kim, DDS, July 2026
Common questions
Frequently asked
- What if I don't have dental insurance?
- Join the Virginia Dental Club. For $279 a year it covers two cleanings, two exams, and routine X-rays, plus 20 percent off other treatment, with no deductibles or waiting periods.
- Is the Virginia Dental Club insurance?
- No, it's a membership plan. That's what makes it simple: no claim forms, no annual maximum, no waiting periods, just a flat fee and a straightforward discount.
- Can I finance a larger treatment without insurance?
- Yes. We offer 0 percent in-house payment plans and partner with Sunbit and CareCredit for longer-term financing.
Questions about your coverage?
Call 540-315-3725 and we'll verify your benefits, or book online any hour.
