Insurance & payment · Lynchburg, VA
No Dental Insurance
No dental insurance? You still have a simple option at Lynchburg Dentist: Virginia Dental Club. $279 a year for an individual, $259 a year for each additional member in the same household. No enrollment fee. Renews annually. Your membership includes two cleanings, two routine exams, one problem-focused emergency exam, and your X-rays at no charge each membership year. Most other services are 20% off our standard fee.
Membership plan
No dental insurance? You still have a simple option at Lynchburg Dentist: Virginia Dental Club. $279 a year for an individual, $259 a year for each additional member in the same household. No enrollment fee. Renews annually. Your membership includes two cleanings, two routine exams, one problem-focused emergency exam, and your X-rays at no charge each membership year. Most other services are 20% off our standard fee.
How the Virginia Dental Club works
Virginia Dental Club is a membership plan administered by Membersy LLC, not insurance. There is nothing to file, no waiting period, and no annual maximum. Most other services are 20% off our standard fee, including fillings, crowns, root canals, dentures, implants and periodontal treatment. Orthodontics including Invisalign, whitening and other elective cosmetic work are not part of the membership discount. Fluoride and sealants are discounted at 20%, not included. Membership cannot be combined with dental insurance or with any other office promotion or discounted service.
Financing for larger treatment
If you need bigger work, we offer 0 percent in-house payment plans and partner with Sunbit and CareCredit for longer-term financing, so cost never has to be the reason you put off care.
Honest pricing, always
We tell you the cost before we do anything, and we never pressure you into treatment you don't need. See our pricing pages for how our fees are structured.
The fine print
Virginia Dental Club is NOT INSURANCE. Plan members pay periodic membership fees in exchange for access to discounts on certain identified health care services rendered by participating providers in accordance with the plan fee schedule. Plan members are obligated to pay providers directly for services rendered. Plan details, retail fees and member savings may vary by plan, provider and/or office location, please see specific plan terms and conditions for details. Discount membership plans are not qualified health plans under the Affordable Care Act, and do not meet the minimum creditable coverage requirements under M.G.L.c. 111M and 956 CMR 5.00. Membership plan administered by Membersy LLC, a discount medical plan operator. Mailing address: PO Box 163990, Austin, TX 78716-3990. Membersy does not make payments to providers for services rendered to plan members. Membership plans are not affiliated with or endorsed by any state insurance department.
See all your options
Browse every plan and payment option on our insurance and payment page, read our financial policy, or join the Virginia Dental Club if you don’t have insurance.
Reviewed by Dr. Jihoon Kim, DDS, July 2026
Common questions
Frequently asked
- What if I don't have dental insurance?
- Join Virginia Dental Club. $279 a year for an individual, $259 a year for each additional member in the same household. No enrollment fee. Renews annually. Your membership includes two cleanings, two routine exams, one problem-focused emergency exam, and your X-rays at no charge each membership year. Most other services are 20% off our standard fee.
- Is the Virginia Dental Club insurance?
- Virginia Dental Club is a membership plan administered by Membersy LLC, not insurance. There is nothing to file, no waiting period, and no annual maximum.
- Can I finance a larger treatment without insurance?
- Yes. We offer 0 percent in-house payment plans and partner with Sunbit and CareCredit for longer-term financing.
Questions about membership?
Call 540-315-3725 and we'll walk you through the Virginia Dental Club, or book online any hour.
