Insurance & payment · Lynchburg, VA
CareCredit
Yes, we accept CareCredit at Lynchburg Dentist. It lets you spread the cost of treatment into manageable monthly payments instead of paying all at once, and we can help you apply right in the office.
Financing
Yes, we accept CareCredit at Lynchburg Dentist. It lets you spread the cost of treatment into manageable monthly payments instead of paying all at once, and we can help you apply right in the office.
What CareCredit covers
CareCredit is a healthcare credit card you can use for dental treatment. It's especially useful for larger work like implants, Invisalign, or a full restorative plan, letting you start care now and pay over time.
Other ways to pay
We also partner with Sunbit, a financing option built for healthcare costs that takes about a minute to apply for and doesn't require a hard credit pull, and we offer 0 percent in-house payment plans. Payment plans need to be set up before your procedure, so let us know early.
Stacking savings
Financing pairs with the rest of your plan. Insurance or the Virginia Dental Club member discount applies first, along with HSA or FSA dollars, then financing spreads whatever's left. Membership cannot be combined with dental insurance or with any other office promotion or discounted service.
See all your options
Browse every plan and payment option on our insurance and payment page, read our financial policy, or join the Virginia Dental Club if you don’t have insurance.
Reviewed by Dr. Jihoon Kim, DDS, July 2026
Common questions
Frequently asked
- Do you accept CareCredit?
- Yes. We accept CareCredit and can help you apply in the office, so you can spread treatment into monthly payments.
- What's the difference between CareCredit and Sunbit?
- Both let you pay over time. Sunbit approval takes about a minute and doesn't require a hard credit pull, while CareCredit is a healthcare credit card. We'll help you pick the right fit.
- Can I combine financing with insurance or the dental club?
- Yes. Insurance or the Virginia Dental Club discount applies first, along with HSA/FSA funds, then financing pays the rest. Membership cannot be combined with dental insurance or with any other office promotion or discounted service.
Questions about your coverage?
Call 540-315-3725 and we'll verify your benefits, or book online any hour.