Insurance & payment · Lynchburg, VA

CareCredit

Yes, we accept CareCredit at Lynchburg Dentist. It lets you spread the cost of treatment into manageable monthly payments instead of paying all at once, and we can help you apply right in the office.

Financing

Yes, we accept CareCredit at Lynchburg Dentist. It lets you spread the cost of treatment into manageable monthly payments instead of paying all at once, and we can help you apply right in the office.

What CareCredit covers

CareCredit is a healthcare credit card you can use for dental treatment. It's especially useful for larger work like implants, Invisalign, or a full restorative plan, letting you start care now and pay over time.

Other ways to pay

We also partner with Sunbit, a financing option built for healthcare costs that takes about a minute to apply for and doesn't require a hard credit pull, and we offer 0 percent in-house payment plans. Payment plans need to be set up before your procedure, so let us know early.

Stacking savings

Financing pairs with everything else. Insurance benefits, the Virginia Dental Club's 20 percent member discount, and HSA or FSA dollars can all apply first, then financing spreads whatever's left. We'll help you combine them.

See all your options

Browse every plan and payment option on our insurance and payment page, read our financial policy, or join the Virginia Dental Club if you don’t have coverage.

Reviewed by Dr. Jihoon Kim, DDS, July 2026

Common questions

Frequently asked


Do you accept CareCredit?
Yes. We accept CareCredit and can help you apply in the office, so you can spread treatment into monthly payments.
What's the difference between CareCredit and Sunbit?
Both let you pay over time. Sunbit approval takes about a minute and doesn't require a hard credit pull, while CareCredit is a healthcare credit card. We'll help you pick the right fit.
Can I combine financing with insurance or the dental club?
Yes. Insurance, the Virginia Dental Club discount, and HSA/FSA funds can apply first, then financing covers the rest.

Questions about your coverage?

Call 540-315-3725 and we'll verify your benefits, or book online any hour.